Policies and Forms
THI’s adopted policies, the housing application and its forms, this year’s income limits and the lending guides. Read a policy on this site or download any file.
THI's Policies
The rules of THI’s homeownership programs, adopted and amended by THI’s Board of Directors. Read each one here with every section linked, or download the signed copy.
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Homeownership Program Policies and Procedures
THI's policies for its HUD-funded Homeownership Program: admission, the waiting list, payments, occupancy, inspections, grievances and preference points.
- I Introduction
- II Definition of Terms
- III Admission Requirements
- IV Application and Selection
- V Occupancy Requirements
- VI THI Responsibilities During Occupancy
- VII Homebuyer’s Responsibilities
- VIII Collection
- IX Termination of the Lease
- X Eviction Proceedings; Collection of Arrearages
- XI Grievance Policies and Procedures
- XII Preference Selection
Read the policy: Homeownership Program Policies and Procedures Download the PDF: Homeownership Program Policies and Procedures 96 pages, 24 MB
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Non-HUD Funded Policies and Procedures
The policies for the 43 Adobe Estates homes the Pueblo of Santa Ana built with its own funds, which THI sells to tribal members on a lease-purchase basis.
- I Sale of Homes
- II Definitions
- III Application Process
- IV Occupancy
- V Collection
- VI Termination of the Agreement
- VII Grievance Procedures
Read the policy: Non-HUD Funded Policies and Procedures Download the PDF: Non-HUD Funded Policies and Procedures 17 pages, 268 KB
Applying for Housing
The application, its checklist, the two HUD forms every adult signs and this year’s income limits.
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Housing Application Checklist
The 14 items THI needs with every housing application.
Open the web page: Housing Application Checklist Download the PDF: Housing Application Checklist 1 page, 456 KB
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THI Application for Housing
The paper application: household members, income, housing need, residence, disability and military service.
Apply online Download the PDF: THI Application for Housing 2 pages, 1.1 MB
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Authorization for the Release of Information/Privacy Act Notice
Signed by everyone 18 or older so THI can verify the information on your application.
Download the PDF: Authorization for the Release of Information/Privacy Act Notice 2 pages, 224 KB
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Things You Should Know
HUD's notice on giving true and complete information on housing applications, and the penalties for false information.
Download the PDF: Things You Should Know 2 pages, 2.3 MB
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FY2026 IHBG Income Limits
HUD's FY2026 income limits for the Indian Housing Block Grant program, by household size.
Open the web page: FY2026 IHBG Income Limits Download the PDF: FY2026 IHBG Income Limits 4 pages, 264 KB
Buying Your Home With a Loan
For homebuyers who want to pay off their THI home early with a Section 184 home loan.
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Section 184 Lender Participation List
Lenders approved to make Section 184 home loans, with their phone numbers and the states they serve.
Open the web page: Section 184 Lender Participation List Download the PDF: Section 184 Lender Participation List 26 pages, 309 KB
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The Mortgage Lending Process in Indian Country
HUD's one-page chart of the steps to a Section 184 loan on fee simple, tribal trust and allotted trust land.
Open the web page: The Mortgage Lending Process in Indian Country Download the PDF: The Mortgage Lending Process in Indian Country 1 page, 941 KB