What You Need to Apply
Answer a few questions to see the documents THI needs from your household, the income limit for your household size and the preferences that may apply to you.
Your answers stay on this page. Nothing is saved or sent to THI.
Your list
THI's checklist has 14 items. Answer the questions to see which ones you need.
Your income limit
Enter how many people will live in the home to see your limit.
HUD's FY2026 low-income limit, 80% of median income. This is the low-income limit THI uses for a household your size; THI's policy allows exceptions for a family with a documented housing need (Section V.D). THI works out your annual income from your documents.
Documents to bring 14
Tick each one as you gather it.
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Signed and dated by the head of household and spouse
Download the form PDF, 2 pages, 1.1 MB
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Signed and dated by everyone 18 or older
Download the form PDF, 2 pages, 224 KB
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One for each person 18 or older who works
If anyone 18 or older in the household works
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If you pay for child care
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If your spouse is on the application
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If your spouse is on the application
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For everyone on the application
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If anyone 18 or older in the household works
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If anyone in the household has a disability
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If any of your children 18 or older are in school
THI processes an application only when everything on this list comes with it.
Preferences that may apply
- Santa Ana family 25 points The head of household or spouse is enrolled with the Pueblo with a Certificate of Indian Blood.
- Disability 5 points The head of household, spouse or sole member of the household has a disability.
- Elder 5 points The head of household or spouse is 62 or older.
- Military service 10 points The head of household or spouse is in the military or is a veteran.
- Family size 5 points for each dependent Each dependent: a household member other than the head or spouse who is under 18, has a disability or is a full-time student.
- Without housing 15 points Your family has no housing of its own.
- High housing costs 10 points Your family pays more than 50% of its income for current housing costs.
- Substandard conditions 5 points Your home is unsafe, needs major repair, or lacks plumbing or water, a working kitchen, safe electricity or safe heat.
- Overcrowded 5 points More people live in your home than its occupancy standard allows, or two or more families share a home built for one.
Answer the questions under Your situation to see which preferences may apply to you.
Income adds 10 points below 50% of median income or 5 points from 50% to 80%, set from your verified income. Each year on the waiting list adds 10 points, up to 30, when you update your application every year. THI checks every preference before it selects a family.
FY2026 income limits
HUD's low-income limit is 80% of median income. THI uses the low-income limit for your household's size to decide whether a family is low-income; its policy allows exceptions for a family with a documented housing need (Section V.D).
| People in the household | Income limit |
|---|---|
| 1 | $59,850 |
| 2 | $68,400 |
| 3 | $76,950 |
| 4 | $85,450 |
| 5 | $92,300 |
| 6 | $99,150 |
| 7 | $106,000 |
| 8 | $112,800 |
For 9 or more people, HUD multiplies a 4-person base of $85,440 by a set factor: 140% for 9 people, 148% for 10, and 8% more for each person after that. From HUD's FY2026 income limits, issued June 11, 2026.
Preference points
Eligible families on the waiting list are ranked by these points, then by the date and time THI received each complete application.
| Preference | Points |
|---|---|
| Santa Ana family The head of household or spouse is enrolled with the Pueblo with a Certificate of Indian Blood. | 25 |
| Very low income Household income below 50% of median income. | 10 |
| Low income Household income between 50% and 80% of median income. | 5 |
| Disability The head of household, spouse or sole member of the household has a disability. | 5 |
| Elder The head of household or spouse is 62 or older. | 5 |
| Military service The head of household or spouse is in the military or is a veteran. | 10 |
| Family size Each dependent: a household member other than the head or spouse who is under 18, has a disability or is a full-time student. | 5 each |
| Without housing Your family has no housing of its own. | 15 |
| High housing costs Your family pays more than 50% of its income for current housing costs. | 10 |
| Substandard conditions Your home is unsafe, needs major repair, or lacks plumbing or water, a working kitchen, safe electricity or safe heat. | 5 |
| Overcrowded More people live in your home than its occupancy standard allows, or two or more families share a home built for one. | 5 |
| Years on the waiting list With your application updated every year: 1 year, 10 points; 2 years, 20 points; 3 years or more, 30 points. | 10 to 30 |
Meeting a preference does not guarantee selection for a unit, but rather identifies priority groups for first consideration.