For Connecticut homeowners
Help for Homeowners
If something has gone wrong with the payments, the earliest call is the most useful one.
Behind, or about to be
Free counseling before the next missed payment
CHFA participating, HUD-approved counselors negotiate with your lender on your behalf at no charge. Eleven agencies across Connecticut do this work.
What to do first, and who to call
Or call CHFA on 860-721-9501.
Programs
Help after you buy a home
- Reverse Annuity Mortgage (RAM)Monthly payments to older homeowners who need help staying in their home.
- Emergency Mortgage Assistance Program (EMAP)A loan to help a homeowner facing foreclosure bring a mortgage current and keep making payments.
- MyHomeCTFederal Homeowner Assistance Fund relief administered by CHFA for Connecticut homeowners behind on housing costs.
- Crumbling Foundations Loan ProgramSupplementary assistance for homeowners with crumbling concrete foundations, after the concrete is replaced.
Refinancing or selling your home
If you already own and are buying your next home, Next Move offers CHFA financing with deferred down payment assistance to buyers who are not first-time buyers.
Loan servicing
CHFA purchases loans from participating lenders and a servicer collects the payments. Your monthly statement names the servicer; that is who to call about a payment, an escrow question, or a payoff figure.