5 loan documents change on October 1, 2026. Lenders must use the new versions from that date. See what changes

Connecticut Housing Finance Authority
1-844-CT1-HOME Contact
The brick clock towers and long mill building at Ponemah Mills in Norwich, a 19th-century spinning mill restored as apartments.
Ponemah Mills in Norwich: an 1860s cotton spinning mill, now 146 apartments financed in part by CHFA

Unlocking Solutions, Building Strong Communities

Current rates, forms, and guidance

Find CHFA programs and the latest published information for buying, owning, renting, lending, and developing housing in Connecticut.

Check a form or rate Start a home purchase

Current information

Current rates and documents

All 104 records
First-mortgage rates5.250–6.875%Across CHFA's published homebuyer programs, low to high. Some buyers qualify for a further 0.125% or 0.250% discount.As published August 30, 2026Multifamily construction rate5.370%2 Years (Tax Exempt). Indications only; verify at rate lock.Set August 26, 2026, 9:00 amLoan documents in force93Forms, worksheets, and notices with no published replacement.6 replaced versions still resolveNext required changeOct 1, 20265 loan documents must be the new version from this date.Starting October 1, 2026

Rates are indications only, may change, and must be verified at rate lock.

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Find CHFA help by role

Choose the path that fits what you need today.

A family standing together on the lawn in front of a grey clapboard Connecticut house.

I am buying a home

Rates, down payment assistance, income limits, and the lenders who make CHFA loans.

A Connecticut cape with a full front porch, white rails, and planted beds along the walk.

I own a home

Servicing, foreclosure prevention, emergency assistance, and reverse annuity mortgages.

Brick and brownstone rowhouse fronts rising against a bright sky.

I rent

Affordable rental developments CHFA financed, rental education, and help paying rent.

Three staff from a participating lender at the CHFA Lender Celebration.

I am a lender

The current form set, submission checklists, income limits, training, and loan status.

Three people at a table working through paperwork together on a laptop.

I am a housing counselor

Class schedules, counselor forms, payment requests, and the resource center.

A construction worker standing on the wall plate beside new roof framing, with a suspended truss entering the frame.

I develop or manage housing

Multifamily rates, tax credits, design criteria, compliance reporting, and reserves.

Recent changes

Recently updated documents

Replaced documents remain available and point to the current version.

Browse all current and replaced documents

The public record

Self-funded since 1969

CHFA was created by the Connecticut Legislature in 1969 to expand affordable housing for low- and moderate-income families. It has helped more than 150,000 Connecticut households become homeowners and financed more than 60,000 affordable rental homes. Combined mortgage financing exceeds $11 billion.

CHFA staff standing with the Liberty Bank team as they receive a Participating Lender Award.
CHFA staff with a participating lender at the annual Lender Celebration, photographed by Brian Ambrose Photography

Training and events

Coming up for lenders and counselors

Full calendar
  • Labor Day - Office Closed(All Day Event)
  • CHFA Next Move with Deferred DPA Webinar for Originations, Processing and Underwriting11:00 AM - 12:00 PM
  • CHFA Income Calculation Webinar for Originations, Processing & Underwriting11:00 AM - 12:00 PM
  • CHFA Mobile Manufactured Home Lender Training02:00 PM - 03:00 PM
  • CHFA Comprehensive Participating Lender Training - Webinar for all Lender Job Functions11:00 AM - 01:00 PM

CHFA stories

The Intersect

All posts
A family of four sitting together on the front steps of their home.

What 25 Years of Home Sales Data Can Tell Us

The latest edition of CT Housing Pulse takes a deep dive into 25 years of home sale data, specifically what it can tell us about sales volume, prices…

 A CHFA-financed two-family at Victory Gardens in Newington, with front porches and planted beds.

Housing and Data: An Interview with Fionnuala Darby-Hudgens

In this installment of our ongoing Housing and... series, we explore how data can deepen our understanding of housing needs, inform more strategic de…

 A living room and kitchen at the Flats at Little Brook in Berlin, a CHFA-financed rental development.

What can we learn about housing in Connecticut from the latest Census data?

The latest edition of CT Housing Pulse looks at what the newly released 2024 American Community Survey reveals about Connecticut’s housing market. Fr…

If you are behind on a payment

Call before the next missed payment

CHFA runs the Emergency Mortgage Assistance Program and works with HUD-approved counseling agencies across Connecticut. Counseling and workshops are free, and both work better early.

860-721-9501

CHFA’s main line. Ask for the Emergency Mortgage Assistance Program.

What to do first, and the counseling agency nearest you