Business Workshops
The Lender's Lens: Decode What Banks Want & Get Financed
| Date | May 21, 2026 |
|---|---|
| Time | 4:00 pm to 5:30 pm |
| Location | The BBOP Center, 599 N Arrowhead Ave, San Bernardino |
| Category | Business Workshops |
| Pillar | Get Funded & Win Contracts |
Ever wonder why some businesses get funded, and others don't? We'll also explore invoice factoring as a powerful alternative for businesses waiting on customer payments.
Key Takeaways:
The Four Cs of Credit
Character: How your credit history tells your financial story
Capacity: Demonstrating your ability to repay through DSCR
Capital: What your equity stake signals to lenders
Collateral: What lenders accept and how to present it
Loan-Ready Documentation
Exact documents lenders require: tax returns, financial statements, business plan, projections
How to read your credit report and strategically improve your score
Common reasons for loan denials and how to overcome them
Invoice Factoring as a Financing Tool
How invoice factoring works and when it makes sense
Costs, pros, cons, and how to evaluate factoring companies
Comparing factoring to traditional lines of credit
Other events